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  Michael W Richard, DDS, PA
2702 Campus Drive  |  Garden City, KS 67848  |  Ph. (620) 271-7474

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Payment Policies

Thank you for selecting us as your dental health care provider. Our primary goal is that you receive the optimal treatments needed to restore and maintain your dental health. Therefore, if you have any questions or concerns about our financial policies, please do not hesitate to ask one of our office managers by calling (620) 271-7474.

Payment for services is due at the time services are rendered. We accept cash, personal checks, and for your convenience Mastercard, Discover, Visa and CareCredit.

       
 

 

Insurance

Regarding dental insurance, your insurance policy is a contract between you, your employer, and the insurance company. We are NOT a party to that contract. Our financial relationship is with you, not your insurance company. All charges are your responsibility whether your insurance company pays or not. Not all services are covered benefits in all contracts. Some insurance companies arbitrarily select certain services they will not cover. Fees for these services, along with unpaid deductibles and co-payments are due at the time of treatment. As a courtesy to you, we do accept assignment of benefit payments from most insurance companies.

Our office is an "in-network" preferred provider for Blue Cross/Blue Shield of Kansas and for Delta Dental of Kansas.


As a service to our patients, we have an installment payment program available which can be used by the majority of our patients for extending payments over a longer period of time. Utilizing this installment payment program patients can extend payment up to 12 months at no interest. This installment payment program is administered by CareCredit.

Patients can apply for CareCredit via our website's direct link button. CareCredit is the nation's largest leading patient payment program. With CareCredit you can finance 100% of your dental care and there are no up front costs, no annual fees, and no pre-payment penalties. So, you can begin your treatment today and conveniently pay with low, monthly payments. CareCredit offers a full range of payment plans so you can find one that works best for you. With the popular No Interest Payment Plans there are no interest charges if you pay your balance in full within the specified time period. Monthly payments can be as low as 3% of your balance. For procedure fees from $1,000 to $25,000, CareCredit offers 24, 36, or 48 month plan options with low monthly payments available. CareCredit can be used by the whole family for ongoing treatment without having to reapply. And by using CareCredit for your dental care, you can save your other credit cards for household or unplanned expenses. It only takes a few minutes to apply for CareCredit and you will receive an online decision in seconds! Apply now if you wish, or see our staff for more details.

We understand that temporary financial problems may affect timely payment of your balance. We encourage you to communicate any such problems to us so that we can assist you in the management of your account. Again, thank you for choosing the office of Michael W Richard, DDS, PA as your health care provider. We appreciate your confidence in us and the opportunity to serve you.